A Local Story: María and José’s Fast Sale
María and José had lived in their East Orlando home for nearly 12 years. When José received a sudden job transfer to Tampa, they had just 30 days to move. Their house was in good shape overall, but it needed a new roof and paint — repairs that would cost thousands. Listing with a Realtor would mean weeks of showings, inspections, and uncertainty.
A neighbor suggested they talk to a local real estate investor who buys homes for cash. Within a day, they had an offer and closed in less than two weeks. They didn’t get top-dollar, but the speed and simplicity fit their situation perfectly.
For many Orlando homeowners like María and José, selling fast isn’t about squeezing out every last dollar — it’s about reducing stress, saving time, and moving forward. Here’s a step-by-step guide to help you do the same.
Step 1: Assess Your Situation
Before you rush to sell, take an honest look at your timeline, finances, and property condition. Ask yourself:
- Do I have time for repairs or open houses?
- Am I behind on mortgage payments or taxes?
- Is my home likely to pass inspection easily?
If your answer to any of these questions is “no,” selling directly to a cash investor may save you time and hassle. Orlando’s market is competitive, but not every home fits the traditional buyer mold — especially older homes, inherited properties, or rentals needing updates.
✅ Pro Tip: Check your home’s current value using recent Orlando sales on sites like Zillow or the Orange County Property Appraiser’s website. This gives you a baseline before negotiating with investors.
Step 2: Get a Fair Cash Offer
When selling to an investor, you’ll typically receive a cash offer within 24–48 hours. Investors base their price on:
- The home’s current condition (“as-is”)
- Nearby comparable sales (“comps”)
- Expected repair and resale costs
The benefit? You skip listing fees, repairs, and waiting for a financed buyer.
However, not all investors are the same. Look for local buyers with a proven track record in Orlando, and always ask for proof of funds to ensure they can actually close.
Step 3: Compare Your Options
Here’s how the numbers often break down when comparing a traditional sale to a cash-as-is sale in Orlando:
Run the Numbers: Cash vs. Traditional Listing
Factor | Cash Sale (Investor) | Traditional Listing |
Time to Close | 7–14 days | 45–90 days |
Repairs Needed | None (sold as-is) | Usually required |
Realtor Fees | None | 5–6% of sale price |
Closing Costs | Minimal | Shared or seller-paid |
Showings | None | Multiple |
Certainty of Sale | Guaranteed once accepted | Not guaranteed |
Typical Buyer Delays | None | Common (financing, inspection) |
✅ Example:
If your home is worth $350,000 but needs $25,000 in repairs, you might net around $300,000 after traditional fees. A fair cash investor might offer $280,000 — slightly lower, but without repairs, commissions, or delays.
Step 4: Understand the Closing Process
Once you accept an investor’s offer, the process moves quickly. Here’s what typically happens:
- Purchase Agreement: You’ll sign a short contract outlining price and terms.
- Title Search: A title company verifies ownership and checks for liens.
- Closing Date: You pick a date — sometimes as soon as a week later.
- Funds Transfer: You receive the agreed cash amount via wire or check.
No waiting on appraisals, buyer financing, or repair negotiations. The title company handles all paperwork, ensuring your ownership transfers smoothly.
✅ Pro Tip: Always review contracts with a real estate attorney or trusted title agent before signing. Even simple deals deserve professional eyes.
Step 5: Finalize and Move Smoothly
Once closing is complete, your only job is to move out. Some Orlando investors even allow post-closing occupancy, giving you a few extra days to pack and transition.
Before you hand over keys:
- Cancel your homeowner’s insurance effective the day after closing
- Forward mail and utilities to your new address
- Keep all closing documents for tax purposes
Selling fast doesn’t have to feel rushed — preparation and the right buyer make all the difference.
3 Questions to Ask an Investor
Before agreeing to any offer, ask these questions to protect your interests:
- Can you show proof of funds or recent closings?
→ A reputable investor should easily provide this. It proves they can close quickly. - Do you buy homes as-is, or require repairs first?
→ Some claim “as-is” but expect you to fix issues later. Confirm this upfront. - What timeline can you commit to for closing?
→ Make sure the date works for your move-out and any pending obligations.
✅ Bonus Tip: Avoid investors who pressure you to sign immediately or ask for upfront fees.
Orlando Real Estate Glossary
Term | Definition |
As-Is Sale | Selling your home without making any repairs or upgrades. |
Equity | The amount you’d receive after paying off your mortgage and liens. |
Title Company | A neutral third party that ensures the ownership transfer is legal. |
Cash Offer | A buyer’s proposal to purchase your home without needing financing. |
Closing Costs | Fees (title, transfer taxes, etc.) paid at closing. |
Comparative Market Analysis (CMA) | An estimate of your home’s value based on recent nearby sales. |
Inspection Contingency | A clause that lets a buyer back out if the inspection reveals issues. |
Appraisal | A professional estimate of your property’s fair market value. |
Lien | A legal claim against your property due to unpaid debts or taxes. |
How to Protect Your Equity
Even if you need to sell fast, you deserve to walk away with as much equity as possible. Here’s how to stay safe and maximize value:
✅ 1. Get Multiple Offers
Don’t accept the first offer that comes in. Compare at least 2–3 quotes from local investors to ensure fairness.
✅ 2. Verify the Buyer
Check the company’s website, reviews, and Florida business registration. Local buyers tend to offer smoother closings and better communication.
✅ 3. Review Every Contract
Have a real estate attorney or title agent review the contract for hidden fees or unusual clauses.
✅ 4. Avoid Upfront Fees
Legitimate investors never ask sellers to pay for appraisals or administrative costs before closing.
✅ 5. Keep Emotions Out of It
Fast sales can be stressful, but stay focused on your financial goals and timeline.